My BIGGEST Day of Dividend Income Ever
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There are two types of investors when it comes to the stock market: shareholders and shareflippers.
The goal of the latter is to buy a stock for a certain price and then eventually sell it at a higher price in the future. As a result, there can never really be a sense of permanence in share-flipping since the only way to realize a return from your investment is to let it go.
There’s not necessarily anything wrong with that, per se. But I’ve always been much more partial to being a shareholder, where you can still benefit from your investment while holding onto it (through collecting the cash flow it spits off) instead of having to sell it.
There’s just something about that way of generating a return that resonates more with me. The way I see it, you’re less dependent on the market’s mood swings for your return. Instead, you’re relying on the operational performance of the business itself, which is much less manic.
The trade-off, though, is that as a shareholder who focuses on growing your passive income stream, you’re far less likely to be on the receiving end of those adrenaline-pumping, overnight returns that seem to be blessing everyone else’s portfolios on social media.
On that note, one of the questions I get asked all the time is whether I feel like I’m missing out on “growth,” or if I ever feel like I’m falling behind because I’m not doing what everyone else seems to be doing.
The truth is that I don’t at all, and that’s for two reasons.
First, my “boring” dividend portfolio has actually kept pace with the rest of the market ever since I started investing about five years ago. Not that “beating the market” is even my main objective — but since that’s the generally accepted bar to reach, I still like to make the comparison.
Source: Charles Schwab
And second, as mentioned earlier, my primary goal is to build a growing stream of passive income — and I continue to hit new highs on that front.
That’s one of the great things about being a dividend investor. No matter what share prices are doing — which, in the short term, can have nothing to do with what’s actually going on inside the business — your dividend income can still continue to grow.
As it does, you’ll be met with these small, but meaningful victories from time to time. Maybe it’s your first $100 month, your first four-figure year — or in my case this week, my biggest day of dividend income ever.
Yesterday, I received four dividend payments for a grand total of $180.11, surpassing my previous record of $145.04 back in July.
Source: Snowball Analytics
Yes, dividend investing is a slow burn. But every new record is worth celebrating, no matter how small it might seem. It’s the accumulation of those small victories over time that will eventually bring you to financial freedom.
With that said, now I want to hear from you: What’s the most dividend income you’ve ever received in a single day? Write to me here and let me know.
And if you want to learn about another recent dividend income record of mine (my highest month ever), then check out this video here.
Dividend Investing Democratized
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ICYMI 🎥
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In this episode of The Deep End, we talk about why most investors think too small (and how to break out of that mindset), why being a part of the investing community matters more than ever, and how to play the long game like a billionaire.
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SINCE YOU ASKED 💬
"If you were going to invest $200,000 into one stock today, which one would it be?"
- Matt B. | YouTube
This is such a tough question to answer. My initial reaction is to want to go with an ETF like VOO or SCHD because it's way easier to put a lump sum that large into something diversified. But at the same time, choosing an ETF feels like a cop-out.
With that said, if I had to pick one individual company to invest that much into—which for context is about twice the current size of my portfolio—I’d probably go with Visa (V). I’ve referred to it before as the gold standard of stocks, and that's because I think it checks all the boxes from both a qualitative and quantitative standpoint.
Looking at just the numbers, two things stand out. First, Visa is an incredibly strong grower from top to bottom. Revenue, earnings per share, and free cash flow all keep growing year after year, which is only possible because of the business's strong qualitative factors.
Second, the balance sheet is incredibly clean. While they do have some debt, they’re generating about twice as much free cash flow per year as they have net debt outstanding, which means they're not at any risk of going bankrupt anytime soon.
Generally speaking, if I were going to put that much money into one company, it would have to be a business with the same kind of makeup as Visa: growth from top to bottom and minimal debt. I can sleep well at night owning a company like that.
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LAST WORD 👋
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It’s a positive, no-drama community where people share their buys, sells, and dividend income, and talk stocks 24/7. Whether you’re just starting out or you’ve been at it for years, you’ll find people ready to answer questions, celebrate wins, and help you grow as an investor.
It’s totally free to join — and I think you’ll get a ton of value out of being part of the community.
